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A poor credit rating may impact your life and reputation in many ways including your job opportunities and your ability to obtain credit. As a result of litigation, a jury has ordered Equifax to pay the largest financial settlement ever, $18.6 Million to a consumer as...

In order to prevent cases of child abuse, Delaware’s Attorney General Beau Biden is urging employee screening for employees of youth programs and summer camps. While many currently conduct background checks, Attorney General Biden is encouraging parents to contact programs n order to be sure...

Background checks are an essential step prior to the hiring of teachers in many school districts. However, not all individuals who are employed and work closely with children are subject to the same scrutiny. Surprising to many parents, the State of Iowa only requires background...

A new Massachusetts State Law may cause a change in policy for Boston Public Schools. Enhanced background checks will include fingerprinting of all staff members and the possible review of court records to determine if multiple legal events may be an indication of poor character...

Comprehensive Background Checks are necessary when protecting children. A new bill (House Bill 350) to be signed by the Governor will help ensure that all childcare workers pass a national fingerprint background check every five years. The current policy in Georgia requires day care employees to...

On March 8, 2013, the U.S. Citizenship and Immigration Services (USCIS) released the official, newly revised Form I-9 for the hiring of all new employees (link below). While it is immediately effective, a 60-day grace period is provided to allow employers processing time to accommodate using...

A nanny agency in Texas is in the news. Unfortunately, it is the kind of news that none of us want (see article link below). The nanny agency ran a background check that came back clear and the nanny was placed with a family. When the...

The accuracy of your personal Credit Report is important as it can affect your financial profile and ability to get a loan. There are three large Credit Bureaus Trans Union, Experian, and Equifax. Since much of the data they obtain is automated, there are often mistakes....

The Consumer Financial Protection Bureau (CFPB) has taken over rulemaking and enforcement responsibilities for the Fair Credit Reporting Act (FCRA) and has updated an important form related to background checks. Employers are required to start using this form by January 1, 2013. The FCRA is the...